A client of came by the office yesterday to sign her settlement statement and get her check. When I asked her if she was happy with the outcome she said “yes, my only is regret is that I didn’t call ya’ll sooner!” I knew exactly what she meant. You see, this particular client had been fighting with the at-fault party’s insurance company (in this case…Allstate) for 3 months before deciding to hire an attorney. They originally offered her $5,000…and she got them to $15,000. Which isn’t bad actually. Many times, people can’t get the insurance company to go higher than $15,000 however and she was stuck. In the end we got her $150,000!!! Can you believe that? Why would they give her the run around? Well…I’ll save the reasons as to why insurance companies don’t want to pay out for another blog. Here, I want to focus on why it’s important to hire a personal injury instead of wasting your time fighting the insurance company. Just like this client, many people believe that they can negotiate with the responsible party’s insurance company on their own, but this often leads to inadequate settlements and a host of challenges. As a personal injury attorney, I’m here to explain why it’s in your best interest to hire an experienced attorney rather than face the insurance company alone.
1. Expertise in Personal Injury Law: We specialize in this area of law. We have the knowledge, experience, and skills needed to navigate the complex legal terrain and advocate effectively on your behalf.
2. Maximizing Compensation: One of the primary benefits of hiring an attorney is our ability to maximize your compensation. Insurance companies aim to minimize payouts, but we work tirelessly to ensure you receive the full and fair compensation you deserve. This includes medical expenses, lost wages, pain and suffering, and more.
3. Investigative Resources: Personal injury cases often require thorough investigation. Attorneys have access to resources and experts, including accident reconstruction specialists and medical professionals, who can help build a strong case in your favor.
4. Negotiation Skills: Negotiating with insurance companies is a complex task. We are skilled negotiators who can go toe-to-toe with insurers to secure the best possible settlement. We understand the tactics used by insurers to reduce payouts and can counteract them effectively.
5. Legal Documentation and Timelines: Personal injury cases involve a significant amount of paperwork and adherence to strict timelines. Missing a deadline or failing to submit the correct documentation can jeopardize your claim. We will ensure all necessary paperwork is filed correctly and on time.
6. Litigation Experience: In some cases, negotiations may not lead to a satisfactory settlement. We are prepared to take your case to court if necessary. We have the experience and skills to present a compelling case to a judge and jury.
7. Objectivity: When you’re injured, emotions can run high, making it challenging to make objective decisions. Our attorneys provide an objective perspective, helping you make informed choices that are in your best interest.
8. Reducing Stress and Anxiety: Dealing with the aftermath of an accident can be incredibly stressful. Hiring an attorney allows you to focus on your recovery while we handle the legal complexities, reducing your anxiety and stress.
9. Contingency Fee Arrangements: Our firm runs on a contingency fee basis, meaning you only pay legal fees if we secure a settlement or verdict in your favor. This arrangement ensures that you can afford quality legal representation without upfront costs.
10. Better Settlement Outcomes: Statistics consistently show that individuals who hire personal injury attorneys tend to receive larger settlements compared to those who attempt to handle their claims independently. Insurance companies are more likely to take claims seriously when they know you have legal representation.
Take some advice from our client. Don’t make any choices you regret and try to fight the insurance company on your own. At our law firm, it’s not just about securing the compensation you deserve; it’s about ensuring your rights are protected and that you have a strong advocate on your side throughout the process. Insurance companies have teams of lawyers working to protect their interests, and you deserve the same level of protection! If you’ve been injured in an accident, don’t take on the insurance companies alone. Reach out to me at 504-434-7000 for free consultation. We’ll review your case and determine if we can get more money from the insurance company that what they have already offered you!